No-cost Bathrooms

How to get the bathroom of your dreams
without spending a cent of your own money
Tired of your bathroom? Dreaming of a new one?
You could have any of the bathrooms on this page for $25,000 - $45,000.
Out of your reach?
Maybe not.
Let us show you how you could get that beautiful new bathroom – or kitchen or extra room – by using the equity in your home to optimise its value.  
Homeowners in some parts of New Zealand are worried that the growth of house prices in their area has slowed or stopped. And that’s making them think twice about renovating. 
While that is true in parts of Auckland and Christchurch, it’s not the case in most other parts of the country – even in surprising places such as Gisborne, Southland and the Manawatu, where the growth in house values has seen double-digit growth in recent times.
This graph shows how the median price for a house in New Zealand - that's right across the country, not just the main centres - has more than tripled since 2002. So even if you bought your home as recently as three years ago, the chances are that your equity has increased significantly since then.   
At the same time, interest rates have dropped to their lowest level in decades, making borrowing more affordable than it has ever been for most of us.
Worried that your mortgage rate may go up? Don't be. The Reserve Bank has indicated that they have no plans to increase their rate, and even the Federal Reserve in the United States, which was talking about increasing its rate, has now done a complete about-face.  
As if all this good news for homeowners isn't enough, here's some more. After the current pause in the most overheated parts of the housing market, prices are tipped to soar by an average of 18.3 per cent in the next four years.
That's how much Treasury is predicting house prices will rise between now and 2023 - a jump of about $110,000 on the current median house price.
In Auckland that figure is even higher, adding about $190,00 to the average house value.
So how can you get that dream bathroom without spending any of your own money?
There are several possible ways.
The first is to check what interest rate you are currently paying on your mortgage and compare it to the best rates that your bank and other banks are offering. Research shows that the majority of New Zealand homeowners aren't on the best possible rates, and it's not in the best interests of your bank to point that out to you.
Competition between banks and other financial institutions is fierce and the interest you could save by getting a better deal could well allow you to increase your mortgage and renovate that bathroom without increasing your current mortgage payments by even one cent!
But that's not all...

Let's say that Pzazz Building's price to complete this bathroom for you is $30,000.

It's a known fact that bathroom and kitchen renovations in New Zealand can add as much as 150% of their cost to the value of your home.

That's an extra $15,000 in equity for you!

Then, of course, there's the 20% increase in the value of your home that the Treasury is predicting. Let's say your home is currently worth the same as the median New Zealand home - around $550,000. If Treasury is correct, that would bump your home's value up to $660,000. 

Add the $15,000 you gain by renovating your bathroom and you could have $125,000 more equity in your home - all (potentially) without spending a cent of your own money!

What are you waiting for? Contact Pzazz Building today for a free In Home Consultation with your local renovation expert.

Pzazz Bathroom Renovator

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